Titan Invest Review 2021: Invest Like Wall Street Elite With Just $100

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Titan is a premier investment management firm that offers everyday investors a hedgefund-like experience with investment amounts as low as $100

Overall Rating


At A Glance

  • Minimum investments starting at $100
  • 1% management fee over investments $10,000, otherwise $5 per month
  • Titan Flagship outperformed S&P 500 since its inception in 2018
  • 3 additional funds in addition to its flagship
  • Offers individuals brokerage accounts & IRA(s)
  • No performance fees
  • No lock-up period
  • Unique referral program

PROS & CONS

PROS CONS
Invest with as little as $100 Unproven long-term track record (Founded in 2018)
Transparency in their Investment Proces No tax-loss harvesting
Professional, Tailored Investment Management Somewhat high management fee
Lower management fee than typical hedge funds

Who Should Invest With Titan?

Titan is best suited for more established investors who are comfortable exploring different investment strategies to generate returns outside standard index investing. Given their successful yet limited track record, I certainly wouldn’t liquidate my 401(k) and invest all my assets with Titan. However, their business model certainly is appealing.

What Is Titan Invest?

Titan is a premier investment management firm built for everyday investors like you and me. The company adopted a mobile-first investment platform on the premise that Wall Street only catered to the ultra-wealthy, and they’re here to change that.

Furthermore, Titan aims to introduce radical transparency by eliminating the Blackbox – professional investors with little insight into their investment process. They aim to change this by providing detailed analysis and updates to help you become the best investor.

Co-founded by Clayton Gardner, Joe Percoco, and Max Bernardy. All three have legit pedigrees graduating from the University of Pennsylvania and Stanford and experience working at elite hedge funds, consulting, and technology companies.

The company manages over $600 million across 30,000+ clients.



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How Does Investing With Titan Work?

With Titan Invest, you can become an investor with just $100. Titan aims to grow your capital faster than the market.

To achieve its goal, they seek to do that through 2 main strategies: its Titan Flagship (Large Cap Growth Strategy) and Titan Opportunities (Small, fast-growing under the radar stocks). Both approaches have the same underlying philosophy, high-quality, long-term growth.

Titan Flagship

Titan Flagship is the firm’s large-cap investment strategy. The strategy invests in 15-25 stocks. Its objective is to outperform the S&P 500 over a 3 -5 year time horizon. The portfolio is updated as needed when the Portfolio Manager identifies a better risk/reward opportunity than the current holdings.

The Flagship strategy is long-term focused with low turnover, meaning that only a few stocks change each quarter. On the short side, clients have personalized downside protection via a market index hedge.

Since inception (February 20th, 2018) and net of fees, Titan Flagship returned an annualized return of 19.9% vs. 15.7% in the S&P 500. 

Titan Opportunities

Titan Opportunities focuses on small/mid-cap companies in the US. Their objective is to outperform the Russell 2000 over a 3 -5 year time horizon. 15-25 long positions compromise the portfolio, plus a personalized hedge based on each client’s risk tolerance. The hedge aims to reduce market exposure during downturns.

Since its inception, Titan Opportunities returned 55.5% net of fees annualized vs. 35.6% in the Russell 2000.

A minimum investment of $10,000 is required to invest in Titan Opportunities.

Titan Offshore

Titan Offshore is the firm’s international growth strategy. Its objective is to outperform the MSCI ACWI ex USA Index over a 3-5 year horizon. Titan Offshore seeks to invest in the world’s best non-us companies, from China to Latin America. The strategy aims to invest in 15 – 25 stocks with an average market cap of $157 billion.

Its track record in its offshore fund is minimal; inception was April 6th, 2021. Furthermore, Titan Offshore also requires a minimum investment of $10,000.

Titan Crypto

The firm’s latest play in its actively managed crypto strategy. Its objective is to outperform the Bitwise 10 Large Cap Crypto Index over a 3-5 year horizon while seeking to invest in 5 – 10 large-cap crypto assets. The strategy launched on August 10th, 2021, so its investment performance is minimal.

There is only a $100 minimum to invest in Titan Crypto.

Titan Investment Process

Titan applies a rigorous quantitative and qualitative investment approach to identify investments that meet its criteria.

Let’s take a glance:

1. Long-term “economic moats.” In other words, they look for companies with long-term competitive advantages that allow them to earn above-average returns. Economies of scale(a business is profitable due to its scale, switching costs (think your cable company) are examples of economic moats.

2Identifying companies that can grow sustainability faster than average. For example, they look for “secular industry tailwinds.” such as shifting from brick-and-mortar retail to eCommerce.

3. Large Returns on Capital. As shareholders, when Titan invests money into a company,y they consider how much money can expect in return.

4. Identifying companies trading at a discount to their long-term intrinsic value. This means they look for companies whose valuations are at a significant discount to their intrinsic value and have little to no permanent risk of capital impairment.

Titan Key Facts

Advisory Fees

≥$10k Net Deposits 1% AUM Per Year
<$10k Net Deposits $5 per month

Performance Fees

0.00%

You can see a full list of all of Titan’s fees

Minimum Investment

$100 for Titan Flagship and Titan Crypto

$10,000 for Titan Opportunites and Titan Offshore.

Lock-ups

None

SIPC Insurance

Up to $500K

How To Start Investing With Titan

Step 1) Create an account and transfer as little as $100

It takes roughly 2 minutes to get onboarded. You can choose either a taxable account or a retirement account. Then link a bank account or send a wire transfer. This money goes into your own separately managed account.

Step 2) Titan goes to work and starts investing.

Titan starts investing on your behalf in one of their Investment strategies (Flagship, Opportunities, Offshore, and Crypto).

Step 3) Titan provides investors with real-time updates to help you better understand what’s moving your portfolio.

Titan Referral Program

Titan offers a unique referral program. When you refer someone, and they invest in their first fund account (retirement or non-retirement) with a minimum deposit of $100, provided the referred account remains open and funded, and your account is open and funded too.

For each Qualified New Client, Titan Invest reserves the right to reduce our Advisory Fee by 25 basis points (or our Wrap Program Fee by 25%) for both you and the Qualified New Client for 1) your Titan accounts and 2) the accounts of the Qualified New Client.

You can reduce your Advisory Fee on your accounts by referring Qualifying New Clients until you reach an Advisory Fee of 0% on your accounts or pay $0 in Wrap Program fees.

Furthermore, you can refer new clients after you reach a 0% advisory fee. Still, it will not impact your fees any further – only for those who were referred.

Frequently Asked Questions

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