1% management fee over investments $10,000, otherwise $5 per month
Titan Flagship outperformed S&P 500 since its inception in 2018
3 additional funds in addition to its flagship
Offers individuals brokerage accounts & IRA(s)
No performance fees
No lock-up period
Unique referral program
PROS & CONS
Invest with as little as $100
Unproven long-term track record (Founded in 2018)
Transparency in their Investment Proces
No tax-loss harvesting
Professional, Tailored Investment Management
Somewhat high management fee
Lower management fee than typical hedge funds
Who Should Invest With Titan?
Titan is best suited for more established investors who are comfortable exploring different investment strategies to generate returns outside standard index investing. Given their successful yet limited track record, I certainly wouldn’t liquidate my 401(k) and invest all my assets with Titan. However, their business model certainly is appealing.
What Is Titan Invest?
Titan is a premier investment management firmbuilt for everyday investors like you and me. The company adopted a mobile-first investment platform on the premise that Wall Street only catered to the ultra-wealthy, and they’re here to change that.
Furthermore, Titan aims to introduce radical transparency by eliminating the Blackbox – professional investors with little insight into their investment process. They aim to change this by providing detailed analysis and updates to help you become the best investor.
Co-founded by Clayton Gardner, Joe Percoco, and Max Bernardy. All three have legit pedigrees graduating from the University of Pennsylvania and Stanford and experience working at elite hedge funds, consulting, and technology companies.
The company manages over $600 million across 30,000+ clients.
With Titan Invest, you can become an investor with just $100. Titan aims to grow your capital faster than the market.
To achieve its goal, they seek to do that through 2 main strategies: its Titan Flagship (Large Cap Growth Strategy) and Titan Opportunities (Small, fast-growing under the radar stocks). Both approaches have the same underlying philosophy, high-quality, long-term growth.
Titan Flagship is the firm’s large-cap investment strategy. The strategy invests in 15-25 stocks. Its objective is to outperform the S&P 500 over a 3 -5 year time horizon. The portfolio is updated as needed when the Portfolio Manager identifies a better risk/reward opportunity than the current holdings.
The Flagship strategy is long-term focused with low turnover, meaning that only a few stocks change each quarter. On the short side, clients have personalized downside protection via a market index hedge.
Since inception (February 20th, 2018) and net of fees, Titan Flagship returned an annualized return of 19.9% vs. 15.7% in the S&P 500.
Titan Opportunities focuses on small/mid-cap companies in the US. Their objective is to outperform the Russell 2000 over a 3 -5 year time horizon. 15-25 long positions compromise the portfolio, plus a personalized hedge based on each client’s risk tolerance. The hedge aims to reduce market exposure during downturns.
Since its inception, Titan Opportunities returned 55.5% net of fees annualized vs. 35.6% in the Russell 2000.
A minimum investment of $10,000 is required to invest in Titan Opportunities.
Titan Offshore is the firm’s international growth strategy. Its objective is to outperform the MSCI ACWI ex USA Index over a 3-5 year horizon. Titan Offshore seeks to invest in the world’s best non-us companies, from China to Latin America. The strategy aims to invest in 15 – 25 stocks with an average market cap of $157 billion.
Its track record in its offshore fund is minimal; inception was April 6th, 2021. Furthermore, Titan Offshore also requires a minimum investment of $10,000.
The firm’s latest play in its actively managed crypto strategy. Its objective is to outperform the Bitwise 10 Large Cap Crypto Index over a 3-5 year horizon while seeking to invest in 5 – 10 large-cap crypto assets. The strategy launched on August 10th, 2021, so its investment performance is minimal.
There is only a $100 minimum to invest in Titan Crypto.
Titan Investment Process
Titan applies a rigorous quantitative and qualitative investment approach to identify investments that meet its criteria.
Let’s take a glance:
1. Long-term “economic moats.” In other words, they look for companies with long-term competitive advantages that allow them to earn above-average returns. Economies of scale(a business is profitable due to its scale, switching costs (think your cable company) are examples of economic moats.
2. Identifying companies that can grow sustainability faster than average. For example, they look for “secular industry tailwinds.” such as shifting from brick-and-mortar retail to eCommerce.
3.Large Returns on Capital. As shareholders, when Titan invests money into a company,y they consider how much money can expect in return.
4. Identifying companies trading at a discount to their long-term intrinsic value. This means they look for companies whose valuations are at a significant discount to their intrinsic value and have little to no permanent risk of capital impairment.
Titan Key Facts
≥$10k Net Deposits 1% AUM Per Year <$10k Net Deposits $5 per month
$10,000 for Titan Opportunites and Titan Offshore.
Up to $500K
How To Start Investing With Titan
Step 1) Create an account and transfer as little as $100
It takes roughly 2 minutes to get onboarded. You can choose either a taxable account or a retirement account. Then link a bank account or send a wire transfer. This money goes into your own separately managed account.
Step 2)Titan goes to work and starts investing.
Titan starts investing on your behalf in one of their Investment strategies (Flagship, Opportunities, Offshore, and Crypto).
Step 3) Titan provides investors with real-time updates to help you better understand what’s moving your portfolio.
Titan Referral Program
Titan offers a unique referral program. When you refer someone, and they invest in their first fund account (retirement or non-retirement) with a minimum deposit of $100, provided the referred account remains open and funded, and your account is open and funded too.
“For each Qualified New Client, Titan Invest reserves the right to reduce our Advisory Fee by 25 basis points (or our Wrap Program Fee by 25%) for both you and the Qualified New Client for 1) your Titan accounts and 2) the accounts of the Qualified New Client.“
You can reduce your Advisory Fee on your accounts by referring Qualifying New Clients until you reach an Advisory Fee of 0% on your accounts or pay $0 in Wrap Program fees.
Furthermore, you can refer new clients after you reach a 0% advisory fee. Still, it will not impact your fees any further – only for those who were referred.
Frequently Asked Questions
Is Titan a hedge fund?
No Titan is not a hedge fund. Hedge funds pool investors’ money together and each investor is treated the same.
Titan keeps your money in an individual account and personalizes based on your risk tolerance and investment goals.
Is Titan Secure?
Yes, Titan is safe. Titan protects your financial and personal data using Secure Sockets Layer (SSL) and 256-bit encryption. Your assets are held at their custodian, Apex Clearing, one of the leading custodians across the financial technology industry.
Can I Invest My Retirement Assets?
Yes! You can transfer a Traditional, Roth, SEP, or Simple IRA to Titan. You can also roll over an old 401(k) or 403(b) retirement account. They also accept partial roll-overs.
Is Titan Available Outside The United States?
No, Titan is only available to U.S. citizens, green card holders, and holders of certain visas. Clients must also have a U.S. residential mailing address.
Is Investing With Titan Legit?
Yes, Titan is legit. Titan Global Capital Management USA, Inc (“Titan”) is an investment adviser registered with the Securities and Exchange Commission (“SEC”).
How Quickly Can I Withdraw My Money?
You can withdraw your funds in as little as 2-4 business days. However, the company does encourage investors to be patient and have a long-term outlook.
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