Splitit. A Buy Now Pay Later company that allows individuals to split purchases into installments using their existing credit cards. There’s no interest, no fees, and no applications.

Plus, you earn those tasty credit card points.

Affirm is a San Francisco-based financial technology company. The company offers POS loans that allows its customers to split purchases into multiple payments with APRs ranging from 0 – 30%.

Klarna is a Swedish fintech firm that offers its customer the ability to make purchases and pay over time with 4 interest free payments. I’ve seen an endless number of these Buy Now, Pay Later firms everytime I shop online, so I decided to take a look at one that that caught my eye, Klarna.

Afterpay is an Australian fintech firm that offers its customer the ability to make purchases and pay over time with 4 interest free payments.

Zip, formerly known as Quadpay is a buy now, pay later company that allows its customers to make purchases with 4 interest-free payments.

Sezzle is a publicly traded financial technology company based out of Minneapolis, USA. It offers its customers interest-free payment plans (Buy Now Pay Later) at participating online merchants.