Founded in 2016, Ethos is an online-only company that offers term and whole life policies. The application process is designed to be hassle-free and completed in minutes....

Zip, formerly known as Quadpay is a buy now, pay later company that allows its customers to make purchases with 4 interest-free payments. ...

Sezzle is a publicly traded financial technology company based out of Minneapolis, USA. It offers its customers interest-free payment plans (Buy Now Pay Later) at participating online merchants. ...

Affirm is a San Francisco-based financial technology company. The company offers POS loans that allows its customers to split purchases into multiple payments with APRs ranging from 0 - 30%. ...

Afterpay is an Australian fintech firm that offers its customer the ability to make purchases and pay over time with 4 interest free payments. ...

HMBradley is a fintech company that offers a digital-only banking experience. They reward consumers with an APY between 1% and 3% depending on how much they save. Their mission is to turn customers into savers by giving you the resources and incentives to save. If you are looking...

Living below your means is to spend less than you make each month. In other words, if you're not in credit card debt and not waiting for the next paycheck so you can afford to pay your bills, you are living within your means. ...