An increasing number of Millennial couples opt to live a lifestyle that involves not having or delay having children. At the same time, both partners hold full-time jobs, also known as DINKs (Dual Income No Kids).
When you start your professional career, most employers give you the ability to opt-in to their employer-sponsered retirement plan, usually a 401K.
For most people its a no-brainer. However, as you progress through your career, you are thinking about retirement goals and whether or not you should max out your 401k.
Living below your means is to spend less than you make each month. In other words, if you’re not in credit card debt and not waiting for the next paycheck so you can afford to pay your bills, you are living within your means.
The 8 Do’s and Don’ts When Your Parents Ask For Money:
1. Do Be Empathetic,
2. Do Offer Alternatives,
3. Do Consider Downsizing,
Lifestyle creep, also known as Lifestyle inflation, increases one’s spending resulting from an increase in income. In many cases, expected to keep up with appearances as items once considered luxuries become necessities.
PFS Buyers club will pay you a guaranteed profit to purchase coins from the US Mint and resell them to PFS Buyers Club. Many times, the coins are limited production, limited purchase quanities per household, and hence the demand and premium for the coin.
Bullish vs Bearish are common terms used in the investing lexicon. You may have heard the terms used quite a bit while listening to CNBC or reading the Wall Street Journal. But what exactly does being “bullish” and “bearish” mean?